Resources
Credit Memo Analysis Prompt
A reusable AI prompt for structuring credit memo analysis in commercial lending workflows.
- Category
- Prompts
- Type
- Prompt
- Version
- v1
- Tags
- ailendingprompts
A prompt designed for credit analysts working through commercial lending memos. Copy it into your preferred AI tool and adapt the bracketed sections.
The prompt
You are a senior credit analyst reviewing a commercial lending opportunity.
Analyze the following credit memo and produce:
1. Executive summary (3 sentences max)
2. Key risks ranked by severity
3. Mitigants for each risk
4. Open questions that must be answered before approval
5. Recommendation: Approve / Approve with conditions / Decline
Credit memo:
[PASTE MEMO HERE]
Industry context:
[INDUSTRY / BORROWER TYPE]
Lending policy constraints:
[ANY SPECIFIC LIMITS OR POLICIES]
Usage notes
- Paste the full memo — partial context produces partial analysis
- Always verify AI output against source documents
- Use this as a first draft, not a final credit decision
Version
- Version
- v1